“Whatever your business type, we can assist you with sourcing a business loan from £5k to £5 million so you can take advantage of the next exciting business opportunity that comes your way”
Richard Huxley Director
Business loans
If you’re looking to take your business to the next level but need funding to do so, Huxley Corporate Finance will work with you to find the right borrowing solution.
Business loans
explained
If you need funding to move your business plan forward — whether that be to take on new challenges, improve cash flow or recruit new team members — a business loan is the most straightforward way to finance and maximise your business opportunities.
The lender provides money which, as the borrower, you pay back with interest over an agreed period. The rate of interest charged will depend on the lender’s risk assessment of advancing you the money.
Simply put, a business loan can help you free up cash for investment in other areas of your business.
Business loans made simple
We know the thought of borrowing money can feel overwhelming. Below is a summary on how easy it is to arrange a loan through Huxley Corporate Finance:
- A decision on your business loan request within 24 hours
- A flexible alternative to conventional bank lending
- A simple application process
- Loans that suit your business
Business loan FAQs
How much can I borrow?
You can borrow from £5,000 upwards. There are many factors considered when determining how much you can borrow, so the maximum loan amount will vary from client to client. Each lender uses different criteria when deciding how much they will agree to lend you.
If approved, am I committed to proceed?
No — receiving an approval does not automatically commit you to proceed. Once approved, you’ll receive full details of the loan terms, including interest rate, repayment schedule, and any fees. You can then decide whether to accept or decline the offer. There’s no obligation until you formally sign the loan agreement.
Can a business loan be repaid early?
Yes, most business loans can be repaid early. In many cases, early repayment can reduce the total interest payable over the life of the loan. However, some lenders may apply an early repayment charge to cover administrative costs or lost interest. It’s best to check the terms of your agreement before making an early settlement.
What information do I need to give to get approved?
To apply, you’ll usually need to provide:
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Basic company details (registered name, number, and address)
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Latest business bank statements (typically 3–6 months)
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Recent financial accounts or management figures
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Identification for company directors or owners
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A brief outline of how the loan will be used
Some lenders may also request forecasts or additional documentation depending on the loan size and type.
What should I do if I am struggling with my repayments?
If you anticipate or are already experiencing difficulty making repayments, contact your lender as soon as possible. They may be able to restructure the repayment plan, offer a short-term payment holiday, or provide alternative solutions. Avoid ignoring missed payments, as this can affect your business credit profile and limit future funding options.